Terms of Service   

We are PTS Financial Services, doing business as PTSTAX ("Company," "we," "our"). These Terms of Service ("Terms") govern your access to and use of our services, websites, and applications (collectively, the "Services"). By using our Services, you agree to these Terms. If you do not agree to these Terms, please do not use our Services.

We operate the website: https://ptstax.com/ (the "Site"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms")

1. Acceptance of Terms

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Changes to Terms

We reserve the right to modify these Terms at any time. If we make changes, we will notify you by revising the "Last Updated" date at the top of these Terms. Your continued use of the Services after any changes constitutes your acceptance of the new Terms.

3. Eligibility

You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you meet this eligibility requirement.

4. User Responsibilities

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

6. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

- Violating any applicable laws or regulations.

- Impersonating any person or entity or misrepresenting your affiliation with a person or entity.

- Transmitting any harmful or malicious code, such as viruses or malware.

- Engaging in any activities that disrupt or interfere with the Services.

7. Intellectual Property

All content, trademarks, and other intellectual property rights associated with our Services are owned by PTSTAX or our licensors. You may not use, reproduce, distribute, or create derivative works of any content without our express written permission.

8. Termination

We may suspend or terminate your access to our Services at any time, for any reason, including if we believe you have violated these Terms. Upon termination, your right to use the Services will immediately cease.

9. Disclaimers

Our Services are provided on an "as-is" and "as-available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation of our Services or the information, content, materials, or products included therein.

10. Limitation of Liability

To the fullest extent permitted by law, PTSTAX shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Services.

11. Indemnification

You agree to indemnify and hold harmless PTSTAX , its affiliates, and their respective officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services or your violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Georgia, United States, without regard to its conflict of law principles.

13. Contact Information

If you have any questions about these Terms, please contact us at info@ptstax.com or call: 706-602-0597